Business finance from £10,000 to £2 million — any sector

Speak to a specialist020 8004 9727 Get a quote

Business Loans & Working Capital

Corporation Tax Loan

Pay HMRC on time and spread your corporation tax bill into manageable monthly payments.

Amount
£10,000 – £1m
Term
3–12 months
Decision
Within hours
Get a quote 020 8004 9727

What is a corporation tax loan?

A corporation tax loan pays your company’s corporation tax to HMRC on time and lets you repay the lender in monthly instalments, typically over three to twelve months. Corporation tax is due nine months and one day after your accounting year end, so the loan protects working capital when a large bill lands.

Last reviewed · PFC Commercial Finance

Key features

  • Pay HMRC in full and on time
  • Spread the cost over up to 12 months
  • Protect cash reserves for trading
  • Simple application, fast decision

How it works

Tell us about your business and what you need. Your dedicated account manager compares corporation tax loan options from across our lending panel, prepares the application on your behalf and presents a clear, no-obligation quote. There is no impact on your credit score until you choose to proceed.

Who is it for?

UK limited companies, partnerships and sole traders in almost every sector — from start-ups to established businesses, including those with a less-than-perfect credit history.

Corporation Tax Loan: common questions

When is corporation tax due?

For most companies, nine months and one day after the end of the accounting period. Very large companies pay in quarterly instalments.

Is a tax loan cheaper than paying HMRC late?

It can be. HMRC charges late-payment interest and may add penalties, and a missed tax payment can affect future credit. Compare the loan’s total cost with HMRC’s charges, or speak to HMRC about Time to Pay.

Does the lender pay HMRC directly?

Many tax-funding lenders pay HMRC directly on your behalf; others pay the funds to your business account. We will explain how each option works.

Calculator

Estimate your repayments

£150,000
£10,000£2,000,000
36 months
6 months72 months
Business credit profile

Estimated monthly repayment

—

Illustrative rate
—
Total interest
—
Total repayable
—
Get my exact quote

Figures are illustrative only and are not a quote or an offer of finance. Actual rates depend on your circumstances, the lender and the product. Finance is subject to status and available to UK businesses only.

Business Loans & Working Capital

Related finance options