Business finance from £10,000 to £2 million — any sector

Sector finance

Construction finance

Specialist finance for construction businesses — helping you invest in equipment, premises and growth while protecting your cash flow.

In short

Construction businesses most often use asset finance, commercial vehicle finance and flexible & short term. Typical uses include plant, tools and site equipment, vans and tipper trucks and working capital between valuations. Funding runs from £10,000 to £2m, and a single account manager compares options across our lender panel so the structure matches how your business earns.

Last reviewed · PFC Commercial Finance

We understand the cycles, margins and investment needs of the construction sector. Your account manager works with lenders who know your industry, so your application is assessed on the real strength of your business.

What we can fund

  • Plant, tools and site equipment
  • Vans and tipper trucks
  • Working capital between valuations

Popular finance in this sector

Construction finance: common questions

What finance is available for construction businesses?

The most common options are asset finance, commercial vehicle finance and flexible & short term. The right choice depends on what you are funding, how long you have traded and whether you want to own the asset at the end.

What can construction finance be used for?

Typical uses include plant, tools and site equipment, vans and tipper trucks and working capital between valuations. Most business assets with a resale value can be financed, new or used.

Will checking my eligibility affect my credit score?

No. An initial eligibility check uses a soft search, which does not affect your credit score.