We understand the cycles, margins and investment needs of the farming sector. Your account manager works with lenders who know your industry, so your application is assessed on the real strength of your business.
In short
Farming businesses most often use hire purchase, equipment refinance and flexible & short term. Typical uses include tractors and harvesters, livestock and dairy equipment and seasonal working capital. Funding runs from £10,000 to £2m, and a single account manager compares options across our lender panel so the structure matches how your business earns.
Last reviewed · PFC Commercial Finance
What we can fund
- Tractors and harvesters
- Livestock and dairy equipment
- Seasonal working capital
Popular finance in this sector
Hire Purchase
Spread the cost of purchase
ExploreEquipment Refinance
Release equity from assets you own
ExploreFlexible & Short Term
Loans from 3 to 24 months
ExploreFarming finance: common questions
What finance is available for farming businesses?
The most common options are hire purchase, equipment refinance and flexible & short term. The right choice depends on what you are funding, how long you have traded and whether you want to own the asset at the end.
What can farming finance be used for?
Typical uses include tractors and harvesters, livestock and dairy equipment and seasonal working capital. Most business assets with a resale value can be financed, new or used.
Will checking my eligibility affect my credit score?
No. An initial eligibility check uses a soft search, which does not affect your credit score.