Business finance from £10,000 to £2 million — any sector

Sector finance

Fitness & Recreation finance

Specialist finance for fitness & recreation businesses — helping you invest in equipment, premises and growth while protecting your cash flow.

In short

Fitness & Recreation businesses most often use lease finance, equipment finance and merchant cash advance. Typical uses include cardio and strength equipment, studio and changing-room fit-outs and membership software. Funding runs from £10,000 to £2m, and a single account manager compares options across our lender panel so the structure matches how your business earns.

Last reviewed · PFC Commercial Finance

Specialist finance for fitness & recreation businesses — helping you invest in equipment, premises and growth while protecting your cash flow.

We understand the cycles, margins and investment needs of the fitness & recreation sector. Your account manager works with lenders who know your industry, so your application is assessed on the real strength of your business.

What we can fund

  • Cardio and strength equipment
  • Studio and changing-room fit-outs
  • Membership software

Popular finance in this sector

Fitness & Recreation finance: common questions

What finance is available for fitness & recreation businesses?

The most common options are lease finance, equipment finance and merchant cash advance. The right choice depends on what you are funding, how long you have traded and whether you want to own the asset at the end.

What can fitness & recreation finance be used for?

Typical uses include cardio and strength equipment, studio and changing-room fit-outs and membership software. Most business assets with a resale value can be financed, new or used.

Will checking my eligibility affect my credit score?

No. An initial eligibility check uses a soft search, which does not affect your credit score.