Business finance from £10,000 to £2 million — any sector

Sector finance

Residential Care finance

Specialist finance for residential care businesses — helping you invest in equipment, premises and growth while protecting your cash flow.

In short

Residential Care businesses most often use business loans, commercial bridging loans and the Growth Guarantee Scheme. Typical uses include refurbishments and extensions, specialist beds and hoists and working capital and acquisitions. Funding runs from £10,000 to £2m, and a single account manager compares options across our lender panel so the structure matches how your business earns.

Last reviewed · PFC Commercial Finance

We understand the cycles, margins and investment needs of the residential care sector. Your account manager works with lenders who know your industry, so your application is assessed on the real strength of your business.

What we can fund

  • Refurbishments and extensions
  • Specialist beds and hoists
  • Working capital and acquisitions

Popular finance in this sector

Residential Care finance: common questions

What finance is available for residential care businesses?

The most common options are business loans, commercial bridging loans and the Growth Guarantee Scheme. The right choice depends on what you are funding, how long you have traded and whether you want to own the asset at the end.

What can residential care finance be used for?

Typical uses include refurbishments and extensions, specialist beds and hoists and working capital and acquisitions. Most business assets with a resale value can be financed, new or used.

Will checking my eligibility affect my credit score?

No. An initial eligibility check uses a soft search, which does not affect your credit score.