Business finance from £10,000 to £2 million — any sector

Sector finance

Science & Technical finance

Specialist finance for science & technical businesses — helping you invest in equipment, premises and growth while protecting your cash flow.

In short

Science & Technical businesses most often use equipment finance, lease finance and the Growth Guarantee Scheme. Typical uses include laboratory and testing equipment, clean rooms and fit-outs and R&D working capital. Funding runs from £10,000 to £2m, and a single account manager compares options across our lender panel so the structure matches how your business earns.

Last reviewed · PFC Commercial Finance

Specialist finance for science & technical businesses — helping you invest in equipment, premises and growth while protecting your cash flow.

We understand the cycles, margins and investment needs of the science & technical sector. Your account manager works with lenders who know your industry, so your application is assessed on the real strength of your business.

What we can fund

  • Laboratory and testing equipment
  • Clean rooms and fit-outs
  • R&D working capital

Popular finance in this sector

Science & Technical finance: common questions

What finance is available for science & technical businesses?

The most common options are equipment finance, lease finance and the Growth Guarantee Scheme. The right choice depends on what you are funding, how long you have traded and whether you want to own the asset at the end.

What can science & technical finance be used for?

Typical uses include laboratory and testing equipment, clean rooms and fit-outs and R&D working capital. Most business assets with a resale value can be financed, new or used.

Will checking my eligibility affect my credit score?

No. An initial eligibility check uses a soft search, which does not affect your credit score.